Put A Fighter In Your Corner When Dealing With Insurance Companies
Insurance companies play a major role in nearly every personal injury claim. This is ultimately a good thing, because insurance provides the majority of the funds awarded in personal injury settlements and judgments. However, dealing with insurers as an injury victim can be frustrating, scary and even legally risky. These companies are interested in protecting their own profits, and that means finding ways to deny or limit claims whenever possible.
If you or someone you love has been seriously injured, you need an advocate who isn’t afraid of or fooled by the tactics insurers use. In Jackson and surrounding areas of Mississippi, you can find the help you’re looking for at Germany Law Firm PLLC. Our founding attorney, Bob Germany, has more than 40 years of experience in personal injury law. He is a trial lawyer with a winning record, and he will work tirelessly to ensure you receive the compensation you need and deserve.
How Should You Approach Communication With Insurers?
Depending on the type of accident you were involved in, at least two insurance companies will be involved: your insurer and the at-fault party’s insurer. You have some limited obligations for communicating with your own insurer. After a car accident, for instance, you will need to contact your insurance company to report that the accident occurred. When you speak to an adjuster, it is wise to give only as much information as necessary. Don’t agree to provide an official statement or to answer questions until you’ve had a chance to speak with your own attorney.
When it comes to the other party’s insurer, you have no obligation to speak to them at all, and nothing to gain from doing so. You can just avoid those communications entirely, except to direct them to contact your lawyer. Our firm can take care of all insurer communications on your behalf.
Why Going Through An Attorney Is Important
Speaking with insurers is stressful and time-consuming. We want you to focus on resting and recovering from your injuries, and we are happy to take this off of your to-do list. But there is a second important reason for communicating through an attorney: to control the narrative.
Insurance adjusters are trained to ask leading questions and interpret answers in a way that limits their own liability. They may try to get you to admit fault for the accident. They may ask for details, then ask for those same details later so that they can exploit any inconsistencies between the two answers. Attorney Bob Germany has decades of experience dealing with insurance companies, and he sees right through these tactics. He will advocate for your rights and interests throughout the duration of your case.
What To Know About Settlements And Going To Trial
Shortly after your accident, the insurance company will likely offer you a quick settlement, before you even know the full extent of your injuries, medical bills and other damages. A quick settlement may be tempting, but it will almost certainly be less than you need and less than your case is worth. Remember that insurers have their own interests in mind, not yours.
An experienced attorney like Mr. Germany can almost always negotiate a much higher settlement than the one that the insurance company will initially offer. Settling out of court is typically the easiest and most cost-effective resolution method for all involved, but some defendants stubbornly refuse to negotiate in good faith. In such cases, our firm is more than ready to take your case to trial, where we will aggressively advocate for you in front of a jury. Unlike many larger firms that focus on settling quickly and moving on, we actually try cases, and Mr. Germany has an impressive track record of courtroom success.
Free Consultations And No Fee Unless You Win – Contact Us Today
Germany Law Firm PLLC is based in Jackson, and we serve clients throughout the surrounding areas of Mississippi. We take all personal injury cases on contingency, meaning you pay no legal fees until and unless we help you recover money. We also offer free initial consultations, so you have nothing to lose by exploring your options with a knowledgeable and attentive attorney. To get started, call us at 601-812-5524 or submit an online contact form.